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Listen to My Mother
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Not too long ago a troll here suggested I should stop taking advice from my parents. In the troll's case ignoring her parents' advice could be a good idea. After all, her dad managed to make $80,000 a year and his wife worked as well and they still went bankrupt. My dad made half as much as the troll's, yet due to my mom's astute money management my parents can spend their golden years in the retirement home of their choice without worry.
So my parents might have some good ideas on saving money.
Today I was doing my Turbo Taxes and was pleased to find, due to my mom's recommendations, I'm not quite as poor as I thought I was. With the 401k I signed up for at work and then a high-interest CD program my mom told me to sign up for at the credit union, my piddly income is several thousand dollars larger than it would otherwise be. It approaches a figure I could hold my head up about! YAY! And the other day I was looking at houses on the `net. Due to having spent a few more years at home, I could make a weighty enough downpayment that my monthly payments should be much more manageable.
This is certainly much better than it was back in 2002 and 2003. You know what my total taxable income was for those years? $16,000 a year! And that's when I didn't live at home, by the way! How many people do you know around 32 and making it on $16,000? (The five-year chart Turbo Tax provides shows a nice, and fairly steep, upward curve, though.)
But even though I was living on my own -- celebrating the "victories large and small" and "evolving" as one of our frequent guest critics puts it -- and literally at the poverty level...you know what I think I really should've been doing? Taking some risks! Eating some noodles! After all, being poverty level for several years running isn't good enough! Just think of the years of poverty ol' Adrianna whatsername and Ryan Seacrest must have endured to be where they are! Why, I'm gonna move out and into a rat-infested tent under the nearest bridge this very minute! Here I come, World of Risk! I looove losing money and going financially backward! I can hardly get enough! Yoo-hoo!
Who says I'm embittered? |
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Posted by Art | 8:46 PM EST |
6 comments
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Ya know, for a while I thought you might be rising above being embittered and coming to terms with the way things had gone for you but you seem to be slipping back into full embittered mode. Please go back the other way. The only person you hurt with those bad feelings is you my friend.
Please take the time to watch or read 'the Secret'. I know, it's sounds cheesy and Oprah-like, but this could really help you.
http://thesecret.tv/
Seriously, though, I stumbled across your blog while doing a search on Adrianna Heber. I cant say I agree with you 100%, but I can understand your frustrations.
And dont take offense at my advice, sometimes I need to 'accentuate the positive' in my own existence!
I enjoy your 'off the cuff' writing style. Ever think about posting some of those tunes you created online? I wouldn't mind hearing some. I teach music, and I use 'Audacity' for all my home recordings. It took me awhile to get the hang of it, but I've been meeting lots of decent musicians online.
I'll be appearing sometime soon at the Red Light on Monroe. I think sometime in June...I'll let you know so you can come and and hear me sing!!